EXPERT LOAN CONSULTING 

Why Use the Texas Methodist Foundation for Loan Services?

While there is ample commercial bank lending available to churches, we offer a unique lending perspective. Unlike banks, our purpose is to "empower the Church in the achievement of her God-appointed missions." Most congregations are extremely vulnerable to shifts in giving, worship attendance, pastoral appointments, and the economy. Foundation loan consultants know the specific needs and challenges of United Methodist churches and can respond with flexibility and forbearance.

As the largest United Methodist foundation in the country, we have provided loans at competitive terms to churches throughout Texas since the early 1960s. More than 40 years and 1,000 churches later, our growth shows we are fulfilling our mission of empowering United Methodist churches and individuals to make dreams for ministry a reality. Additionally, consider these points:

• Unlike other financial institutions, loan interest earned by the Foundation supports United Methodist ministries.
• We specialize in church lending. Our loan officers have more than 50 years of combined experience tailoring financing to meet church needs.
• We are committed to assisting churches in growing and maturing in their ministries. Helping churches avoid financial burdens is a priority.

Exclusivity with United Methodist Churches

Partnering with Stewardship Services

Our Loan Services staff also partners with our Stewardship Services area to provide complete consulting services designed to meet the individual needs of United Methodist churches. This includes working with stewardship consultants to evaluate the feasibility of expansion projects, including capital campaign potential, debt analysis, and funding sources. This comprehensive suite of services results in efficient service, affordable loans and successful projects for United Methodist churches and institutions in Texas.

Cash Flow Model

The Foundation’s cash-flow model, specifically designed for churches, offers your congregation a versatile tool for planning your project. With the guidance of our loan officers, this model can help your church determine a safe project limit, based on your operating budget and other factors, or solve for a capital campaign required to support your desired project.

We know how lending relates to the Book of Discipline and provide a cash-flow model specifically designed for churches that helps them realistically plan for a project without compromising existing programs or ministries.

Click here to meet Our Loan Officers.

Our Foundation loan officers consult exclusively with United Methodist churches. This specialization gives us an edge in delivering better service and more experienced counsel. Through periods of inflation, recession, fluctuating interest rates and drastic changes in the financial services market, we have become more knowledgeable and responsive than other financial institutions to the specific needs of United Methodist churches.