TMF Microloan Program


















The one-time $1 million TMF Microloan Program was created in response to the COVID-19 pandemic. This program is designed to efficiently serve the growing needs within United Methodist churches and nonprofit organizations by quickly providing access to funding for the unique and changing circumstances ministry leaders are facing at this time. Special consideration will be given to ministries serving under-resourced communities. 

Thanks to a generous endowment distribution approved by the TMF Executive Committee, TMF is able to launch this new program.



The TMF Microloan Program will make small ($5,000 - $25,000), short-term (24-month) microloans at a rate of 2% interest. Repayment of these loans is deferred for 6 months based on date of approval. Churches and nonprofits must meet these guidelines to apply:

  1. Open to qualified 501(c)(3) United Methodist churches and nonprofit organizations in TX and NM (Individuals, private foundations, etc. are ineligible).

  2. Microloan amount may not be more than 5% of total regular giving for 2019 (Example: To get the minimum $5,000 loan, a church would need to have at least $100,000 in offerings/donations in 2019).

  3. Churches must have paid a minimum of 60% of balance due on annual apportionments for 2019 and 2018.



TMF reserves the right to request additional information or follow-up as needed.

While merit is evident in nearly every application received, not all applications will qualify to receive a TMF microloan. Once a TMF microloan application has been declined, related materials will not be carried over for future consideration. 



If you have questions, contact Krystol Wheeler | 512-583-1952. All applications and supporting documentation will be submitted online through the TMF website. You will be prompted to set up an account in order to apply, if you do not already have an account. Interested ministries should apply as soon as possible.

Download a flyer with this information by clicking here.



Click here to read more about the ways TMF is responding during this pandemic.


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